1. About TD Ameritrade Insights Forum
TD Ameritrade Insights Forum does not sell email addresses or send spam.
The TD Ameritrade Client Insights Forum is a place where investors like you can connect to discuss financial topics and share experiences. The TD Ameritrade Client Insights Forum is sponsored by TD Ameritrade and will be used to develop products and services that better meet your needs.
TD Ameritrade Insights Forum is sponsored by TD Ameritrade and powered by Bellomy Research, Inc. 2. Information Collected/Tracked by TD Ameritrade Insights Forum TD Ameritrade Insights Forum collects information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device (“Personal Information”). Personal Information does not include:
In particular, TD Ameritrade Insights Forum has collected the following categories of Personal Information from its consumers within the past 12 months:
A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.
A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.
Some Personal Information included in this category may overlap with other categories.
Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).
D. Commercial information.
Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
E. Biometric information.
Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.
F. Internet or other similar network activity.
Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.
G. Geolocation data.
Physical location or movements.
H. Sensory data.
Audio, electronic, visual, thermal, olfactory, or similar information.
I. Professional or employment-related information.
Current or past job history or performance evaluations.
Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.
K. Inferences drawn from other personal information.
Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
TD Ameritrade Insights Forum obtains the categories of Personal Information set forth above from the following sources:
We will not collect additional categories of Personal Information or use the Personal Information we collected for materially different, unrelated, or incompatible purposes without providing you with notice. 4. Sharing of the Personal Information We Collect/Track TD Ameritrade Insights Forum does not sell, rent, share, trade or give away any of your Personal Information unless required by law or for the protection of your membership.
However, TD Ameritrade Insights Forum may share profile information and aggregate usage information in a non-personally identifiable manner with third parties. Additionally, when we disclose Personal Information for a business purpose, we enter into a contract that describes the purpose and requires the recipient both keep that Personal Information confidential and not use it for any purpose except performing the contract.
We share your Personal Information with the following categories of third parties:
In the preceding 12 months, TD Ameritrade Insights Forum has disclosed the following categories of Personal Information for a business purpose:
We disclose your Personal Information for a business purpose to the following categories of third parties:
In the preceding 12 months, TD Ameritrade Insights Forum has not sold personal information.
5. Your Rights and Decisions Under the CCPA
Access to Specific Information and Data Portability Rights
You have the right to request that TD Ameritrade Insights Forum disclose certain information to you about our collection and use of your Personal Information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
Deletion Request Rights
You have the right to request that we delete any of your Personal Information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your Personal Information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights above, please submit a verifiable consumer request to us by either:
Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. To designate an authorized agent, complete the form located here (link) and submit it to Privacy@bellomy.com.
You may only make a verifiable consumer request for access or data portability two times within a 12-month period. The verifiable consumer request must:
Name first, middle initial, last
City, state, zip
Phone area code, number, extension
We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you.
Making a verifiable consumer request does not require you to create an account with us. However, we do consider requests made through your password protected account sufficiently verified when the request relates to Personal Information associated with that specific account.
We will only use Personal Information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
Response Timing and Format
We will attempt to respond to verifiable consumer requests within 45 days of our receipt of such requests. If we require more time, we will inform you of the reason and extension period in writing.
If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding our receipt of the verifiable consumer request. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your Personal Information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
Personal Information Sales Opt-Out and Opt-In Rights
California consumers have the right to direct companies that are subject to the CCPA to not sell your Personal Information at any time if those companies sell Personal Information (the “right to opt-out”). However, we do not sell Personal Information.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
However, we may offer you certain financial incentives permitted by the CCPA. Any CCPA-permitted financial incentive we offer will reasonably relate to your Personal Information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time. You will have an opportunity to review any incentive terms prior to opting into participation.
This site may contain links to other web sites. Please be aware that TD Ameritrade Insights Forum is not responsible for the privacy practices of other web sites, including advertising or ecommerce partners. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personal information. This privacy statement applies solely to information collected by this web site.
If you use the “I forgot my password” link on TD Ameritrade Insights Forum login page, you will receive an automated email message sending you the information requested to the email address you provided. An individual from Bellomy Research, Inc. may also contact you using the email address you provided to respond to your questions.
8b. Digital Fingerprints
Your TD Ameritrade Insights Forum account is password-protected. This web site takes every precaution to protect our users' information and treats this very seriously. We use industry standard measures to protect your information that is stored within our database. We limit the access to your information to those employees who need access to perform their job function such as our customer service personnel or database update maintenance. If you have any questions about the security at our website, please email us at firstname.lastname@example.org.
We have implemented physical, procedural and technological security safeguards to protect your personal information, including email address, from loss or theft, unauthorized access, disclosure, copying, use or modification.
We limit the information we provide to outside companies to only information we believe is appropriate to enable them to carry out their responsibilities under our contracts. We contractually require that they have information security safeguards, and that the information provided be used only for the specifically authorized purpose.
13. Opting-out All of our email messages clearly explain how you can opt-out of receiving future email communications and unsubscribe from the TD Ameritrade Insights Forum. All emails include an unsubscribe link (https://survey.mrcommunities.com/start.asp?SID=12231REMOVE) that allows you to unsubscribe yourself from the TD Ameritrade Insights Forum or an email address that you can contact to unsubscribe. We will always process your opt-out request within 10 business days of receiving it. Limited email configuration is available through your settings on the Panel site (https://tdacommunity.com/user/settings) however, please note that you can only opt out of all emails by unsubscribing from the Panel and terminating your account.
14. Testimonial Privacy
If you are chosen as a winner in one of our sweepstakes or judged contests, you may be given the option to provide a testimonial which we may post on the TD Ameritrade Insights Forum website or include in an email communication to members of the TD Ameritrade Insights Forum. Your testimonial, username, and an electronic picture of yourself, if you provide one, will only be included in the newsletter or communication if you provide us with consent. You can request to have your testimonial and personal information removed from the Homepage or future email communication by sending an email to email@example.com
If you are a resident of the United States of America or Canada and have any questions or comments regarding this statement, you should first contact our Social Research Group at Bellomy Research, Inc. using the address below, or at firstname.lastname@example.org.
15. Contacting TD Ameritrade Insights Forum
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